Retirement Annuities Q&A
A retirement annuity can be an excellent vehicle to save for your retirement, particularly if you are a small business owner or a self-employed professional – and therefore do not contribute to a corporate pension or provident fund.
Furthermore, even if you do belong to a corporate pension/provident fund, there may be tax benefits to be gained from contributing to a retirement annuity.
To provide further insights into this, we have put together a Q&A which explains what retirement annuities are, and how they work…
Life and Living Annuities (Q&A)
There is a great deal of misunderstanding surrounding the rather complex world of life and living annuities. Indeed, these products are often confusing and difficult to navigate for the lay person.
Below is a Q&A that seeks to simplify these products and promote a better understanding of their benefits and potential drawbacks…
Are We Born to Spend?
Behavioural Economics has become firmly established as both a tool through which to assist people with their finances, as well as a lens through which to assess and analyse the way we handle money.
While it is still a relatively new concept in South Africa, perhaps we can draw on the discipline to tackle our dismal savings rate and poor financial habits?
In this brief excerpt from a Finweek magazine cover story by one of our contributors, Jessica Hubbard, she asks the question…
Are We Born to Spend?